FAQ

Payday loans?

A same day loan is a quick and easy-to-access loan that is designed to bridge the gap between your payday’s. The difference between these loans and conventional types of loans is that small sums are offered, the cash is paid instantly and large numbers of customers with a less than perfect credit score can easily qualify for credit.

2. How much money can I borrow?

The amount available to you will largely depend on your income, the loan amounts offered are between £50 and £1000. Occasionally first-time customers might be limited to initially borrowing £400. This is purely to prevent against raud and after you have repaid the loan amount then same day loans of up to the full amount will be available.

3.  Are there any additional charges?

No – we will not charge you, our services are absolutely free. More information about the charges you can found in our partner’s pages

4. Can I get a loan even if I have a poor credit score?

Yes. This is because customers credit histories are not a factor in deciding if a loan should be offered.

 5. How long is the loan process?

We aim at keeping everything as simple as possible; so we only ask for a few minutes of your time to start the same day loans process. All you have to do is visit our site, which is open 24 hours a day and 7 days a week to find out how you can arrange a payday loan in minutes.

6. How do I repay the loan?

We arrange the repayment of the loan with a single automatic transfer on your selected repayment date.

7. What details do you require?

The only information which companies require for processing your loan application is:

  • Your name and address in UK
  • An email address and at least two functional telephone numbers
  • Your bank account information to facilitate the transfer
  • Both your income details and employment situation

8. Can I delay my loan repayment?

Yes, it is possible. However this will lead to additional interest fees which will be added to the loan amount every month, till you repay the loan. Moreover, the lender has to be contacted well in advance to arrange for a deferral. Learn more about the delay fees in our partner’s websites

 9. What can I use a payday loan for?

Your loan can be used in anyway you wish. It can be used for covering an emergency or just an emergency shopping trip; it’s your loan and you have the liberty of spending it anyway you wish.

10. Can I contact you if I require any help?

We are proud of setting the best customer service standards, better than most lenders in the industry today. We have a ‘live chat’ facility you can use to contact our dedicated staff, at any time of the day to look for answers to any of your queries. We will also entertain your queries in person, via phone or email, anytime on weekdays between 8 am and 8 pm.

11. Who can make an application for a payday loan?

Anyone who is over 18 years of age and is in employment can apply for a payday loan without any obligation.

12. How do you pay me my money?

The payday loan companies will directly transfer the money to your bank account.

13. Can I get two cash advance loans at a time?

No, this is not possible. Loan applicants can only take one payday loan at a time, and only after the first loan is fully paid can you take out another loan. Consequently, you cannot take multiple loans from multiple lenders; only one loan can be taken at a time.

14. Will I get a payday loan even if I rent a home?

The only thing considered about your residential situation is if you are a UK resident or not. It does not matter to us if you own or rent a home.